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Mastering Manufactured Home Financing
Financing a manufactured home is truly a specialty few loan officers have mastered. All loan programs, conventional and government backed, have specific rules that apply to a manufactured property that are different in many ways from a regular site constructed home. And to complicate this even further, many lenders, especially banks and bigger lenders, add their own special underwriting rules--called overlays--that make it even harder for a manufactured property to qualify. Some even will not accept manufactured as a property type at all!
Dennis has closed hundreds of loans on manufactured homes and is considered an expert in the field. He will take the time to explain the process thoroughly and do everything he can to fund your manufactured transaction--at the lowest rate available! As a mortgage broker, Dennis maintains relationships with the best manufactured wholesale lenders available --and is not subject to one lender's underwriting criteria. He can shop for not only the best loan pricing but also help you to avoid the issues that torpedo a manufactured loan common with other lenders.
Here are some articles to help you understand manufactured home financing requirements:
Consummate Pro and an Authority in the Mortgage Business!
Jade R. from Groveland, CA
I just closed on a second home in a highly controlled mountain community with wildfire risk. Dennis came highly recommended by my realtor, and soon after my initial communication, I quickly knew why. Dennis was not only very knowledgeable, but he is very responsive and patient. I had many questions, since this is my first vacation home purchase in California. Not only was he very prompt with his responses, but the whole transaction was relatively painless. Will I use him again? YES. Will I recommend him to my friends and family? Definitely!
